Ops Prep Agent
A clean file before underwriting.
The Ops Prep Agent (also called the pre-underwriting agent) checks the file against your SOP before it goes to underwriting and proposes every fix with evidence.
Plan: Enterprise.
What it does
- Reads the 1003 and every document in the file.
- Runs your SOP, in your words, check by check. Give us your SOP and we set it up for you, or start from Aila's standard 1003 scrub.
- Looks up the county tax bill and saves it to the file.
- Proposes each correction with the before value, the after value, and the evidence.
- Adds a need for each outstanding document.
- Flags high-risk changes, such as removing a job or an asset, so a person looks first.
- Reports what it can't write. Anything it can't change in the LOS stays in the report. It tells you instead of guessing.
It works in ARIVE.
How it starts
You start it from the loan file, or an admin sets a trigger rule so it starts on an event, such as a stage change. Teams typically run it once there's a purchase contract.
Approvals
Review the proposed corrections, then approve them one at a time or all at once. Approved corrections are written to the LOS. Most can be reverted from the same screen, but a sent email cannot be unsent.
Set it up
- Connect ARIVE in Settings > Connections, and have an admin connect the ARIVE portal in Settings > Mortgage config.
- Send us your SOP on your setup call. We configure the checks with you.
- Optional: an admin sets a trigger rule in Settings > Agent triggers (reached from Mortgage config).
Related
- Pre-Approval Agent: gets the documents and income ready first.
- Custom agents
- Approvals and undo