---
title: "MISMO 3.4 Export"
url: https://docs.aila.fyi/calls/mismo-export
source: https://docs.aila.fyi/llms.txt
---

# MISMO 3.4 Export

The [Intake Agent](https://docs.aila.fyi/agents/intake) builds the 1003 in ARIVE or LendingPad. For any other LOS, export the same loan data from the call as a MISMO 3.4 XML file (Form 1003).

**Available to:** mortgage organizations.

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## Overview

During mortgage intake and pre-qualification calls, Aila extracts borrower profile data, employment history, liabilities, assets, and loan terms into a standard loan-file package. You review the data, then export it as MISMO 3.4 XML.

---

## Exporting a loan file from a call

### Step 1: Open the call

Open a completed borrower intake call. The **Export MISMO** button is in the call header.

### Step 2: Review extracted loan data

Click **Export MISMO** to open the preview. It shows the fields extracted from the conversation:

- **Borrower information**: Name, Social Security number, contact details, marital status, dependent count.
- **Current and target residence**: Address, housing status (Own/Rent), monthly payment.
- **Employment and income**: Employer name, job title, years on job, base monthly salary, bonus/commission income.
- **Assets and liabilities**: Bank balances, real estate owned, monthly debt payments.
- **Loan parameters**: Target loan amount, purchase price, property type, occupancy intent (Primary, Secondary, Investment).

Use **Filter by MISMO field** to find a field, and **Hide empty** or **Show empty** to focus on what Aila captured.

### Step 3: Edit or fill in fields

Click any field to edit it or add data from borrower documentation. Before it exports, Aila checks the file and lists any required MISMO fields that are missing.

### Step 4: Export

Download the `.xml` file and import it into your LOS.

The Social Security number is included in the file in full. If you turn on **Redact Social Security numbers** in **Settings > Mortgage config**, spoken SSNs are redacted from new transcripts and may not be available for the export.

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## Other ways to get the file

- **Mobile:** In the [Aila iPhone app](https://docs.aila.fyi/mobile), tap **Email me MISMO 3.4** to send the reviewed file to your own email address.
- **Call summary emails:** Turn on **Attach FNMA MISMO 3.4 XML** in **Settings > Mortgage config** to attach the file to eligible call summary emails.
- **ARIVE:** If ARIVE is connected, open the dropdown next to **Export MISMO** and choose **Create loan in ARIVE** to create the loan directly.

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## How it works

- **Extraction:** Uses the same loan-file extraction as the Intake Agent.
- **Validation:** Aila checks required fields against the transcript and your edits before generating the file.

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## Related documentation

- [Calls Overview](https://docs.aila.fyi/calls): Call management workflow.
- [Settings > Connections](https://docs.aila.fyi/settings/connections): Connect ARIVE and other LOS or CRM systems.
- [Mobile App](https://docs.aila.fyi/mobile): Email MISMO files from the iPhone app.
